Category Archives: Insurance

Imagine A World With No Accidents

The automobile gave the gift of increased mobility and ease of transportation to a number of different locations. The slow beasts of burden of the past were improved upon and built into the comfortable, utility automobiles of today. That same increasing technology is being put to work in the industry to help prevent some of the million automobile related casualties a year. Continue reading

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Common Myths About Health Insurance

Like with the rest of insurance products, there’s a couple misunderstandings happening that can’t be pushed away. This is reasonable. Health insurance, regardless of the package or who is offering it, it has many different variables and features involved. Depending on your plan, expenses related to prescription drugs, dental and vision care, and an assortment of enhanced services, may be partially or fully covered. All this information might just be too much to handle for some people. Continue reading

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New Driver Auto Insurance – 3 Top Tips For Saving Money On Your Premiums

Most people expect new driver auto insurance to be costly, and there are a few reasons for this. For a start, because you haven’t driven before, the insurance companies don’t have a record by which to judge how good you are at driving. Secondly, you’re considered to be less experienced than those who have been driving for a number of years. You’re basically at an increased risk of getting into an accident, which means higher premiums. Continue reading

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Cheap Car Insurance is not always the Answer

The internet, though created primarily to help protect consumers, is overflowing with false offers of cheap car insurance. Many “legit” outfits try to offer you the “deal of a lifetime” that almost always makes you shell out more cash than you initially thought you would give. This is due mainly to the fact that most people tend to rely on information found on the web as absolute truths, deadly naivet. And for some it’s just a clear case of indolence, foregoing research on state requirements and mileage impacts, ending in the most common mistake of just accepting the first seemingly good offer they are given. Continue reading

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Section 125 Plan Documents for Insurance Tax Savings and Non-Compliance Penalties

As many employers may be well aware by now, a Premium Only Plan (POP) Plan or Section 125 allows for employees’ health insurance premiums to be deducted with the use of pre-tax dollars, thereby resulting in sizeable tax savings for both parties. A lot of small and medium-sized businesses across the country have already availed of this tax-saving measure provided for in Section 125 of the Internal Revenue Service Code. Continue reading

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